Accidental Death & Dismemberment (AD&D)

Plan Information

Accidents can happen in an instant, but the consequences can last a lifetime. Accidental death and dismemberment (AD&D) insurance gives you added financial security in sudden and tragic circumstances.  AD&D insurance can be a valuable and low-cost addition to your current benefits package

Contact Information

Carrier: Lincoln Financial Group/Liberty Mutual


Claims: To File a Claim contact

Eligibility: All Full-Time Team Members

Basic Accidental Death and Dismemberment Insurance

AAA Carolinas provides Full-Time Team Members the equivalent of their annual base salary in accidental death and dismemberment (AD&D) insurance and pays the full cost for this benefit.

Voluntary Accidental Death and Dismemberment Insurance

Team Members can elect to supplement the basic AD&D insurance benefit, by purchasing additional voluntary coverage. When you enroll yourself and/or your dependents in this benefit, you pay the full cost through payroll deductions.

Covers Team Member onlyCovers Spouse onlyCovers Child only
Minimum Coverage $10,000Minimum Coverage $10,0000Minimum Coverage $2,500
Maximum Coverage $500,0000Maximum Coverage 50% of the Employee's Benefit Amount to a maximum of $250,000Maximum Coverage $10,000
In increments of $10,0000In increments of $5,000In increments of $2,500
See SPD, SBC, brochures, flyers and/or policy contract for full detail. Final rates can fluctuate a few cents on your paycheck. The benefit highlights and summaries are not an official outline of coverage.

Group products and services are offered by Liberty Life Assurance Company of Boston, a member of Liberty Mutual Group. Home Office: Boston, MA. The above represents a summary of the proposed plan of benefits. There may be differences between the current policy language and/or provisions and Liberty's policy. Please refer to Liberty's sample policy language for specific information regarding the actual benefit provisions.

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