Accidental Death & Dismemberment (AD&D)
Accidents can happen in an instant, but the consequences can last a lifetime. Accidental death and dismemberment (AD&D) insurance gives you added financial security in sudden and tragic circumstances. AD&D insurance can be a valuable and low-cost addition to your current benefits package
Carrier: Lincoln Financial Group/Liberty Mutual
Eligibility: All Full-Time Team Members
Basic Accidental Death and Dismemberment Insurance
AAA Carolinas provides Full-Time Team Members the equivalent of their annual base salary in accidental death and dismemberment (AD&D) insurance and pays the full cost for this benefit.
Voluntary Accidental Death and Dismemberment Insurance
Team Members can elect to supplement the basic AD&D insurance benefit, by purchasing additional voluntary coverage. When you enroll yourself and/or your dependents in this benefit, you pay the full cost through payroll deductions.
|TEAM MEMBER ONLY AD&D||SPOUSE AD&D COVERAGE||CHILD AD&D COVERAGE|
|Covers Team Member only||Covers Spouse only||Covers Child only|
|Minimum Coverage $10,000||Minimum Coverage $10,0000||Minimum Coverage $2,500|
|Maximum Coverage $500,0000||Maximum Coverage 50% of the Employee's Benefit Amount to a maximum of $250,000||Maximum Coverage $10,000|
|In increments of $10,0000||In increments of $5,000||In increments of $2,500|
Group products and services are offered by Liberty Life Assurance Company of Boston, a member of Liberty Mutual Group. Home Office: Boston, MA. The above represents a summary of the proposed plan of benefits. There may be differences between the current policy language and/or provisions and Liberty's policy. Please refer to Liberty's sample policy language for specific information regarding the actual benefit provisions.